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Living Benefits

Now You Know.

If you are still protecting your family and finances with the “old kind” of life insurance that only pays out if you die, we need to talk.
Living Benefits life insurance is the new, evolved kind of life insurance. With Living Benefits, you have the power to accelerate your death benefit while you’re still living if you suffer a heart attack, cancer diagnosis, stroke, or any other critical, chronic, or terminal illness. This ability can help save your financial life, and helps protect you from the cause of 60% of the bankruptcies in the U.S. every year – medical bankruptcy following a critical illness. It comes down to one simple question:

Do you want the option to access your death benefit when you need it most, or not? 

Living Benefits are kind of our thing.

Most people purchase life insurance to provide a legacy of financial security to their loved ones at the time of their death. Doesn’t it make sense for the benefits to extend and be available for you if you need them while you’re still living? Living Benefits – life insurance you don’t have to DIE to USE.

At Income Harbor Financial Group, many of our recommendations come infused with enhancements that allow you to accelerate your policy’s benefits to get much-needed money in your hands if you are to suffer a terminal, chronic, or critical illness – such as heart attack, stroke, or cancer diagnosis – or in case of a critical injury.  It’s a game-changing feature that is revolutionizing the face of the life insurance industry

WHAT USUALLY HAPPENS WHEN WE SUFFER A CRITICAL OR CHRONIC ILLNESS?